How to Get Instant Coverage Today
Last spring a client’s coverage disappeared on a Friday and was approved again by Saturday breakfast. That is the promise instant short term health insurance makes, and it usually keeps it. I buy these policies myself for two-month bridges, never…
Are $60 Short Term Health Plans Worth Buying?
When I sat down to price coverage for my brother after he left his job, the real answer to how much does short term health insurance cost caught us both off guard: roughly $60 to $150 a month for a healthy thirty-year-old, and $250 to $500 once you cross…
Which Is Better: Short Term vs COBRA?
Short Term Health Insurance vs COBRA: What I Tell Friends Before They Choose When I compare short term health insurance vs COBRA for a friend who just lost a job, the answer usually comes down to one question: do you need your current doctors, prior…
How Long Can Short Term Plans Be Renewed?
How Long Can You Have Short Term Health Insurance? Short term health insurance is built to be a bridge, not a home, and the length of that bridge is where most buyers get hurt. The blunt answer: in permissive states a single policy can run up to 364 days…
Best Rated Home Insurance: What Ratings Miss
After twelve years selling, auditing and occasionally arguing about homeowners policies, I will give you the blunt version: the best rated home insurance is the carrier that pairs an A-grade balance sheet with a complaint ratio near zero, not the company…
How to Decide if Repair Coverage Pays Off
I asked myself whether auto repair insurance is worth it the week my 2016 Subaru needed a $2,300 head gasket, and after three years of comparing premiums against real repair bills, my answer is blunt: not worth it for most drivers who keep $2,000 in…
How to Buy 1 Day Car Cover
After wasting a Saturday ringing eight call centres just to drive a borrowed hatchback to a wedding, here is my blunt verdict on 1 day car insurance: it works, it is legal, and it can be cheap — provided you buy it before the keys change hands. Almost…
How to Get Short Term Health Insurance Fast
I have watched too many buyers treat short term health insurance as a cheap version of real coverage, then discover the hospital bill still belongs to them. Here is my direct verdict: these plans earn their premium only for a defined gap, typically…
Repair Insurance Cost by Car Age and Model
Last spring I spent three weeks collecting quotes for my wife’s aging Subaru, and the blunt answer to how much auto repair insurance costs is a range rather than one number: roughly $1,500 to $4,000 for a multi-year contract, with most drivers…
How to Avoid Repair Insurance Denials on Used Cars
What Used Car Repair Insurance Actually Covers I still remember the sinking feeling when my trusted mechanic called about my 2014 Volvo XC60: a failed transmission control module, and a repair quote that made my eyes water. That moment, staring at a…
